Travel insurance with Covid Cover (2024) Forbes Advisor UK – Forbes

Most travel insurers have retained the cover they began offering for Covid-related issues during the pandemic (although many now refer in more general terms to pandemics rather than specifically to Covid).

A comprehensive travel policy is likely to cover you for some or all of the following Covid scenarios:

However, terms and conditions around the cancellation element relating to Covid can vary between insurers so, as with any insurance, check the policy wording carefully to find out what is both included and excluded from cover.

Anna-Marie Duthie, travel insurance expert at financial data company Defaqto, explained: Medical costs will be covered in relation to Covid, as they would be in any other circumstance or illness.

However, when it comes to cover for cancellation that is specifically due to Covid, rules will vary by insurer. For example, cancellation may be covered only with a medical note from a medical practitioner advising you not to travel, for example, rather than just a positive Covid test being enough evidence for an insurance claim.

This is because Covid tests are no longer mandatory and while there may be a moral argument there are no legal restrictions regarding travelling with Covid.

Defaqto data shows that 99% of annual travel insurance policies cover medical expenses in relation to Covid-19, and 95% cover cancellation due to a positive Covid test.

If you are concerned about the cover you may have in relation to Covid, check with your insurer before you travel.

Read more from the original source:

Travel insurance with Covid Cover (2024) Forbes Advisor UK - Forbes