Category: Covid-19

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Hostels Try to Adapt for the Covid-19 Era – The New York Times

July 7, 2020

Another obstacle: shared spaces like the common areas and the kitchen, which serve as meeting points and a means of saving money while on the road. Amsterdams ClinkNOORD hostel features a cafe, bar and even a dance room. At full capacity, it sleeps up to 800 guests, spread across a variety of room options. Now, in an effort to maintain social distancing across its grounds, much like many other public buildings around the globe, it has markings on the floors (even the dance floor) to measure out appropriate distances between people and directional arrows to steer foot traffic. With the help of some opera-singing guests, ClinkNOORD created a video to showcase some of these updates.

At The Yellow Hostel in Rome, no more than three people can be in the kitchen at a time, and guests have to maintain social distance elsewhere in the building. Though theyve tried to match their signage to the hostels design aesthetics, Fabio Coppola, a co-founder of Yellow, said the environment isnt quite the same. It looks like an airport, he said.

Guests have to wear masks in common areas. At the moment, things are running relatively smoothly with all the new rules in place, Mr. Coppola said. Considering the low occupancy we have now, it is bearable, he added.

As hostel owners cross their fingers that backpackers will soon be coming through again, theyre also thinking about what the seasons ahead might look like and how the pandemic might alter other aspects of the hostel experience.

Veronika Karac and her husband are the owners of Caveland, a hostel in Santorini, Greece, a prime destination for American and Australian travelers. At Caveland, Ms. Karac helps organize tours, offers yoga classes and plans group dinners at local restaurants, among other things. But she wonders: Will restaurants do group dinners? If they do, theyre likely to forgo the tapas-style servings, giving customers their own plates.

Thats not the way we eat in Greece, and our aim is to show how it looks like in Greece when Greeks go out, she said.

Theyve thought about movie nights in the yard, but also recognize that travelers who come to Santorini dont want to just sit and watch a movie. They should do something unique to Greece, she said.

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Hostels Try to Adapt for the Covid-19 Era - The New York Times

Coronavirus cases are rising, but Covid-19 deaths are falling. Whats going on? – Vox.com

July 7, 2020

There is something confounding about the USs new coronavirus spikes: Cases are rising, but the country is seeing its lowest death counts since the pandemic first exploded.

The numbers are genuinely strange to the naked eye: On July 3, the US reported 56,567 new Covid-19 cases, a record high. On the same day, 589 new deaths were reported, continuing a long and gradual decline. We havent seen numbers that low since the end of March.

When laypeople observe those contradictory trends, they might naturally have a follow-up question: If deaths are not increasing along with cases, then why cant we keep reopening? The lockdowns took an extraordinary toll of their own, after all, in money and mental health and some lives. If we could reopen the economy without the loss of life we saw in April and May, then why shouldnt we?

I posed that very question to more than a dozen public health experts. All of them cautioned against complacency: This many cases mean many more deaths are probably in our future. And even if deaths dont increase to the same levels seen in April and May, there are still some very serious possible health consequences if you contract Covid-19.

The novel coronavirus, SARS-Cov-2, is a maddeningly slow-moving pathogen until its not. The sinking death rates reflect the state of the pandemic a month or more ago, experts say, when the original hot spots had been contained and other states had only just begun to open up restaurants and other businesses.

That means it could still be another few weeks before we really start to see the consequences, in lives lost, of the recent spikes in cases. And in the meantime, the virus is continuing to spread. By the time the death numbers show the crisis is here, it will already be too late. Difficult weeks will lie ahead.

Even if death rates stay low in the near term, that doesnt mean the risk of Covid-19 has evaporated. Thousands of Americans being hospitalized in the past few weeks with a disease that makes it hard to breathe is not a time to declare victory. Young people, who account for a bigger share of the recent cases, arent at nearly as high a risk of dying from the virus, but some small number of them will still die and a larger number will end up in the hospital. Early research also suggests that people infected with the coronavirus experience lung damage and other long-term complications that could lead to health problems down the road, even if they dont experience particularly bad symptoms during their illness.

And as long as the virus is spreading in the community, there is an increased risk that it will find its way to the more vulnerable populations.

More infected people means faster spread throughout society, Kumi Smith, who studies infectious diseases at the University of Minnesota, told me. And the more this virus spreads the more likely it is to eventually reach and infect someone who may die or be severely harmed by it.

This presents a communications challenge. Sadly, as Smith put it, please abstain from things you like to benefit others in ways that you may not be able to see or feel is not an easy message for people to accept after three-plus months in relative isolation.

But perhaps the bigger problem is the reluctance of our government to take the steps necessary to control the disease. Experts warned months ago that if states were too quick to relax their social distancing policies, without the necessary capacity for more testing or contact tracing, new outbreaks would flare up and be difficult to contain.

Thats exactly what happened and now states are scrambling to reimpose some restrictions. Unless the US gets smarter about its coronavirus response, the country seems doomed to repeat this cycle over and over again.

The contradiction between these two curves case numbers sloping upward, death counts downward is the primary reason some people are agitating to accelerate, not slow down, reopening in the face of these new coronavirus spikes.

The most important thing to understand is that this is actually to be expected. There is a long lag as long as six weeks, experts told me between when a person gets infected and when their death would be reported in the official tally.

Why arent todays deaths trending in the same way todays cases are trending? Thats completely not the way to think about it, Eleanor Murray, an epidemiologist at Boston University, told me. Todays cases represent infections that probably happened a week or two ago. Todays deaths represent cases that were diagnosed possibly up to a month ago, so infections that were up to six weeks ago or more.

Some people do get infected and die quickly, but the majority of people who die, it takes a while, Murray continued. Its not a matter of a one-week lag between cases and deaths. We expect something more on the order of a four-, five-, six-week lag.

As Whet Moser wrote for the Covid Tracking Project last week, the recent spikes in case counts really took off around June 18 and 19. So we would not expect them to show up in the death data yet.

Hospitalizations and deaths are both lagging indicators, because it takes time to progress through the course of illness, Caitlin Rivers at the Johns Hopkins Center for Health Security told me late last week. The recent surge started around two weeks ago, so its too soon to be confident that we wont see an uptick in hospitalizations and deaths.

The national numbers can also obscure local trends. According to the Covid Tracking Project, hospitalizations are spiking in the South and West, but, at the same time, they are dropping precipitously in the Northeast, the initial epicenter of the US outbreak.

And a similar regional shift in deaths may be underway, though it will take longer to reveal itself because the death numbers lag behind both cases and hospitalizations. But even now, Alabama, Arizona, Florida, Nevada, South Carolina, Tennessee, Texas, and Virginia have seen an uptick in their average daily deaths, according to Covid Exit Strategy, while Connecticut, Massachusetts, and New York have experienced a notable decline.

There are some reasons to be optimistic we will not see deaths accelerate to the same extent that cases are. For one, clinicians have identified treatments like remdesivir and dexamethasone that, respectively, appear to reduce peoples time in the hospital and their risk of dying if they are put on a ventilator.

The new infections are also, for now, skewing more toward younger people, who are at a much lower risk of dying of Covid-19 compared to older people. But that is not the case for complacency that it might superficially appear to be.

For starters, younger people can die of Covid-19. About 3,000 people under the age of 45 have died from the coronavirus, according to the CDCs statistics (which notably have a lower overall death count than other independent sources that rely on state data). That is a small percentage of the 130,000 and counting overall Covid-19 deaths in the US. But it does happen.

Moreover, younger people can also develop serious enough symptoms that they end up having to be hospitalized with the disease. Again, their risk is meaningfully lower than that of older people, but that doesnt mean its zero.

There can also be adverse outcomes that are not hospitalization or death. Illness is not a zero-sum game. A recent study published in Nature found that even asymptomatic Covid-19 patients showed abnormal lung scans. As Lois Parshley has documented for Vox, some people who recover from Covid-19 still report health problems for weeks after their initial sickness. Potential long-term issues include lung scarring, blood clotting and stroke, heart damage, and cognitive challenges.

In short, surviving Covid-19, even with relatively mild symptoms, does not mean a person simply reverts to normal. This is a new disease, and we are still learning the full extent of its effects on the human body.

But even if we recognize that young people face less of a threat directly from the coronavirus, there is still a big reason to worry if the virus is spreading in that population: It could very easily make the leap from less vulnerable people to those who are much more at risk of serious complications or death.

One response to the above set of facts might be: Well, we should just isolate the old and the sick, while the rest of us go on with our lives. That might sound good in theory (if youre not older or immunocompromised yourself), but it is much more difficult in practice.

The fact is that we live in communities that are all mixed up with each other. Thats the concern, Natalie Dean, a biostatistics professor at the University of Florida, says. Its not like theres some nice neat demarcation: youre at high risk, youre at low risk.

The numbers in Florida are telling. At first, in late May and into early June, new infections accelerated among the under-45 cohort. But after a lag of a week or so, new cases also started to pick up among the over-45 (i.e., more at-risk) population.

The rise in older adults is trailing behind, but it is starting to go up, Dean said.

Anecdotally, nursing homes in Arizona and Texas the two states with the most worrisome coronavirus trends right now have seen outbreaks in recent weeks as community spread increases. The people who work in nursing homes, after all, are living out in the community where Covid-19 is spreading. And, because they are younger, they may not show symptoms while they are going to work and potentially exposing those patients.

As one expert pointed out to me, both Massachusetts and Norway have seen about 60 percent of their deaths come in long-term care facilities, even though the former has a much higher total fatality count than the latter. That would suggest we have yet to find a good strategy for keeping the coronavirus away from those specific populations.

There is so far not much evidence that we know how to shield the most vulnerable when there is widespread community transmission, Marc Lipsitch, a Harvard epidemiologist, told me.

That means the best recourse is trying to contain community spread, which keeps the overall case and death counts lower (as in Norway) and prevents the health care system from being overwhelmed.

Arizona, Florida, and Texas still have 20 to 30 percent of their ICU and hospital beds available statewide, according to Covid Exit Strategy, even as case counts continue to rise. While some people use those numbers to argue that the health systems can handle an influx of Covid patients, the experts I spoke to warned that capacity can quickly evaporate.

Lets keep it that way, shall we? William Hanage at Harvard said. Hospitals are getting close to overwhelmed in some places, and that will be more places in future if action isnt taken now. Also not overwhelmed is a pretty low bar.

Hospital capacity is another example of how the lags created by Covid-19 can lull us into a false sense of security until a crisis presents itself and suddenly its too late. Because it can take up to two weeks between infection and hospitalization, we are only now beginning to see the impact of these recent spikes.

And, to be clear, hospitalizations are on the rise across the new hot spots. The number of people currently hospitalized with Covid-19 in Texas is up from less than 1,800 on June 1 to nearly 8,000 on July 4. Hospitalizations in Arizona have nearly tripled since the beginning of June, up to more than 3,100 today.

And the state-level data doesnt show local trends, which are what really matter when it comes to hospital capacity. Some of the hardest-hit cities in these states are feeling the strain, as Hanage pointed out. Hospitals in Houston have started transferring their Covid-19 patients to other cities, and they are implementing their surge capacity plans, anticipating a growing need because of the trendlines in the state.

Once a hospitals capacity is reached, its already too late. They will have to endure several rough weeks after that breach, because the virus has continued to infect more people in the interim, some of whom will get very sick and require hospitalization when there isnt any room available for them.

Were seeing some drastic measures being implemented right now in Texas and Arizona along those lines: using childrens hospitals for adults, going into crisis mode, etc., Tara Smith, who studies infectious diseases at Kent State University, told me. So it shows how quickly all of that can turn around.

And, on top of Covid-19, these health systems will continue to have the usual flow of emergencies from heart attacks, strokes, accidents, etc. Thats when experts start to worry people will die who wouldnt otherwise have. That is what social distancing, by slowing the spread of the coronavirus, is supposed to prevent.

Lockdowns are extraordinarily burdensome. Tens of millions of Americans have lost their jobs. Drug overdoses have spiked. There has been a worrying increase in heart-related deaths, which indicates people who otherwise would have sought medical treatment did not do so during the worst of the outbreak this spring.

But we cannot will the coronavirus out of existence. Experts warned months ago that if states reopened too early, cases would spike, which would strain health systems and put us at risk of losing more people to this virus. That appears to be whats starting to happen. And it may get worse; if the summer heat has suppressed the virus to any degree, we could see another rebound in the fall and winter.

So we must strike a balance, between the needs of a human society and the reality that most of us are still susceptible to an entirely novel pathogen that is much deadlier and more contagious than the flu.

That means, for starters, being smarter about how we reopen than we have been so far. There is strong evidence that states were too cavalier about ending stay-at-home orders and reopening businesses, with just a handful meeting the metrics for reopening laid out by experts, as Voxs German Lopez explained.

What Ive seen is that reopening is getting interpreted by many as reverting back to a Covid-free time where we could attend larger group gatherings, socialize regularly with many different people, or congregate without masks, Kumi Smith in Minnesota said. The virus hasnt changed since March, so theres no reasons why our precautions should either.

To date, most states have opened up bars again and kept schools closed. Lopez made a persuasive case last week that weve got that backward. One of the most thorough studies so far on how lockdowns affected Covid-19s spread found that closing restaurants and bars had a meaningful effect on the virus but closing schools did not.

That study also found that shelter-in-place orders had a sizable impact. While those measures may not be politically feasible anymore, individuals can still be cautious about going out and when they do, they can stick to outdoor activities with a small number of people.

Masks are not a panacea either, but the evidence is convincingly piling up that they also help reduce the coronaviruss spread. Whether a given state has a mandate to wear one or not, that is one small inconvenience to accept in order to get this outbreak back under control.

And, really, that is the point. While the current divergence between case and death counts can be confusing, the experts agree that Covid-19 still poses a significant risk to Americans and it is a risk that goes beyond literal life and death. We know some of the steps that we, as individuals, can take to help slow the spread. And we need our governments, from Washington to the state capitals, to get smarter about reopening.

It will require collective action to stave off the coronavirus for good. Other countries have done it. But we have to act now, before we find out its already too late.

This story appears in VoxCare, a newsletter from Vox on the latest twists and turns in Americas health care debate. Sign up to get VoxCare in your inbox along with more health care stats and news.

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Coronavirus cases are rising, but Covid-19 deaths are falling. Whats going on? - Vox.com

Covid-19 Resurgence Threatens Travel Rebound – The Wall Street Journal

July 7, 2020

Airlines are preparing to cut thousands of workers and tap government loans as a surge of coronavirus cases and fresh government travel restrictions upend a nascent recovery in travel.

After New York, New Jersey and Connecticut said last month they would require people arriving from hot-spot states to quarantine for 14 days, United Airlines Holdings Inc.s reservations for travel within the coming month quickly began to slide, according to a presentation to United employees Monday viewed by The Wall Street Journal.

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Covid-19 Resurgence Threatens Travel Rebound - The Wall Street Journal

COVID-19 UPDATE: Gov. Justice announces statewide indoor face covering requirement – West Virginia Department of Health and Human Resources

July 7, 2020

UPCOMING FREE COMMUNITY TESTING: MARSHALL, MERCER, MONONGALIA, PRESTON, AND WAYNE COUNTIES Additionally during his briefing, Gov. Justice offered a reminder that the next round offree community COVID-19 testingwill be provided later this week Friday, July 10 and Saturday, July 11 in Marshall, Mercer, Monongalia, Preston, Upshur, and Wayne counties.

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The effort is part of a plan to provide free optional testing to all residents in several counties that are experiencing higher rates of COVID-19 transmission. It targets residents who have struggled to be seen by a physician or do not have insurance to pay for testing. However, other residents, including those who are asymptomatic are welcome to be tested.

Testing is scheduled as follows:

Marshall County Friday, July 10 9 a.m. 4 p.m. McMechen City Hall: 325 Logan Street, McMechen, WV 26040 Saturday, July 11 9 a.m. 4 p.m. Marshall County Health Department: 513 6th Street, Moundsville, WV 26041

Mercer County Saturday, July 11 9:30 a.m. 4 p.m. Mercer County Health Department: 978 Blue Prince Road, Bluefield, WV 24701

Monongalia County Friday, July 10 9 a.m. 4 p.m. Morgantown Farmers Market (Downtown): 400 Spruce Street, Morgantown, WV 26505 Saturday, July 11 9 a.m. 4 p.m. Mountainview Elementary School: 661 Green Bag Road, Morgantown, WV 26508

Preston County Friday, July 10 & Saturday, July 11 9 a.m. 4 p.m. Kingwood Elementary School: 207 South Price Street, Kingwood, WV 26537

Upshur County Friday, July 10 & Saturday, July 11 10 a.m. 7 p.m. Buckhannon-Upshur High School: 270 B-U Drive, Buckhannon, WV 26201 Friday, July 10 & Saturday, July 11 10 a.m. 4 p.m. 78 Queens Alley, Rock Cave, WV 26234

Wayne County Friday, July 10 10 a.m. 4 p.m. Dunlow Community Center: 1475 Left Fork Dunlow Bypass Road, Dunlow, WV 25511 Saturday, July 11 10 a.m. 4 p.m. Wayne Elementary School: 80 McGinnis Drive, Wayne, WV 25570

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COVID-19 UPDATE: Gov. Justice announces statewide indoor face covering requirement - West Virginia Department of Health and Human Resources

Heres one remarkable difference between COVID-19 and the 1918 Spanish flu – MarketWatch

July 7, 2020

The 2020 coronavirus and 1918 Spanish influenza pandemics share many similarities, but they also diverge on one key point.

A major difference between Spanish flu and COVID-19 is the age distribution of fatalities, according to Deutsche Bank DB, -1.30%. For COVID-19, the elderly have been overwhelmingly the worst hit. For the Spanish flu of 1918, the young working-age population were severely affected too. In fact, the death rate from pneumonia and influenza that year among 25-34-year-olds in the United States was more than 50% higher than that for 65-74-year-olds. A remarkable difference to Covid-19.

Francis Yared, the global head of rates research at Deutsche Bank, said the overall mortality rate measured by weekly new deaths and weekly new cases is around one-third of the level observed in the second half of April.

So we have an interesting situation at the moment, where rapidly rising cases in the U.S. are slowing reopenings (negative) but the death rate is falling (positive). This may eventually give us more faith that we are now better at living with the virus, the bank said.

There wasnt such a big trade-off between economic activity and public health during the 1918 Spanish flu, because you needed to suppress the virus to enable consumers to be more confident and for businesses to operate as normal.

During the 1918 flu, cities that implemented non-pharmaceutical interventions such as social distancing and school closures tended to have better economic outcomes over the medium term, Deutsche Bank added. This offered historical support to the argument that there wasnt such a big trade-off between economic activity and public health, because you needed to suppress the virus to enable consumers to be more confident and for businesses to operate as normal.

Some 500 million people, or one-third of the worlds population, became infected with the 1918 Spanish flu. An estimated 50 million people died worldwide, with about 675,000 deaths occurring in the U.S., according to the Centers for Disease Control and Prevention. It was caused by an H1N1 virus with genes of avian origin, the agency added.

During the 1918 flu pandemic, mortality was high in people younger than 5 years old, 20-40 years old, and 65 years and older. The high mortality in healthy people, including those in the 20-40 year age group, was a unique feature of this pandemic, the CDC said. With no vaccine to protect against influenza infection and no antibiotics to treat secondary bacterial infections that can be associated with influenza infections, control efforts worldwide were limited to non-pharmaceutical interventions.

COVID-19, the disease caused by the virus SARS-CoV-2, had infected nearly 11.6 million people globally and 2.9 million in the U.S. as of Monday evening, adding more than 156,000 confirmed cases from Thursday evening to Sunday evening of the July Fourth holiday, according to official figures collated by Johns Hopkins Universitys Center for Systems Science and Engineering. The disease had claimed at least 538,933 lives worldwide and 130,312 in the U.S.

While COVID-19s progress has slowed in New York, where most cases in the U.S. are still centered, confirmed coronavirus cases have recently risen in nearly 40 U.S. states.

Letter from New York:When I hear an ambulance, I wonder if theres a coronavirus patient inside. Are there more 911 calls, or do I notice every distant siren?

There are also some similarities between influenza and COVID-19, including their nearly identical symptoms: fever, coughing, night sweats, body aches, tiredness, and nausea and diarrhea in the most severe cases. Like all viruses, neither is treatable with antibiotics. They can both be spread through respiratory droplets from coughing and sneezing, but they come from two different virus families and ongoing research to develop a universal vaccine for influenza shows how tricky both influenza viruses and coronaviruses can be.

The 1918 Spanish flus second wave was even more devastating than the first wave.

Historians believe that a more virulent influenza strain hit during a hard three months in 1918 and was spread by troops moving through Europe during the First World War. The 1918 Spanish flus second wave was even more devastating than the first wave, Ravina Kullar, an infectious-disease expert with the Infectious Diseases Society of America and adjunct faculty member at the University of California, Los Angeles, told MarketWatch. A mutated strain would be a worst-case scenario for a second wave of SARS-CoV-2 this fall or winter.

Though the 1918 pandemic is forever associated with Spain, this strain of H1N1 was discovered earlier in Germany, France, the U.K. and the U.S. But similar to the Communist Partys response to the first cases of COVID-19 in Wuhan, China, World War I censorship buried or underplayed those reports. It is essential to consider the deep connections between the Great War and the influenza pandemic not simply as concurrent or consecutive crises, but more deeply intertwined, historian James Harris wrote in an article about the pandemic.

Doctors and members of the public, as of now, were spooked by how otherwise strong, healthy people fell victim to the 1918 influenza. Doctors today attribute that to the cytokine storm, a process where the immune system in healthy people reacts so strongly as to hurt the body. A hallmark of some viruses: A surge of immune cells and their activating compounds (cytokines) effectively turned the body against itself, led to an inflammation of the lungs, severe respiratory distress, leaving the body vulnerable to secondary bacterial pneumonia.

The Dow Jones Industrial Index DJIA, -1.51% and the S&P 500 SPX, -1.08% opened lower Tuesday, after rising Monday on the back of better-than-expected unemployment numbers last week amid a surge of coronavirus in states that have loosened restrictions.

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Heres one remarkable difference between COVID-19 and the 1918 Spanish flu - MarketWatch

Microsoft takes legal action against COVID-19-related cybercrime – Microsoft on the Issues – Microsoft

July 7, 2020

Today, the U.S. District Court for the Eastern District of Virginia unsealed documents detailing Microsofts work to disrupt cybercriminals that were taking advantage of the COVID-19 pandemic in an attempt to defraud customers in 62 countries around the world. Our civil case has resulted in a court order allowing Microsoft to seize control of key domains in the criminals infrastructure so that it can no longer be used to execute cyberattacks.

Microsofts Digital Crimes Unit (DCU) first observed these criminals in December 2019, when they deployed a sophisticated, new phishing scheme designed to compromise Microsoft customer accounts. The criminals attempted to gain access to customer email, contact lists, sensitive documents and other valuable information. Based on patterns discovered at that time, Microsoft utilized technical means to block the criminals activity and disable the malicious application used in the attack. Recently, Microsoft observed renewed attempts by the same criminals, this time using COVID-19-related lures in the phishing emails to target victims.

This malicious activity is yet another form of business email compromise (BEC) attack, which has increased in complexity, sophistication and frequency in recent years. According to the FBIs 2019 Internet Crime Report, the most-costly complaints received by their Internet Crime Complaint Center (IC3) involved BEC crimes, with losses of over $1.7 billion, representing nearly half of all financial losses due to cybercrime. While most of the publics attention in recent years has justifiably focused on the malign acts of nation state actors, the increasing economic harm caused by cybercriminals must also be considered and confronted by the public and private sectors. For our part, Microsoft and our Digital Crimes Unit will continue to investigate and disrupt cybercriminals and will seek to work with law enforcement agencies around the world, whenever possible, to stop these crimes.

These cybercriminals designed the phishing emails to look like they originated from an employer or other trusted source and frequently targeted business leaders across a variety of industries, attempting to compromise accounts, steal information and redirect wire transfers. When the group first began carrying out this scheme, the phishing emails contained deceptive messages associated with generic business activities. For example, the malicious link in the email was titled with business terms such as Q4 Report Dec19, as seen below.

With these recent efforts, however, the phishing emails instead contained messages regarding COVID-19 as a means to exploit pandemic-related financial concerns and induce targeted victims to click on malicious links. For example, using terms such as COVID-19 Bonus, as seen here.

Once victims clicked on the deceptive links, they were ultimately prompted to grant access permissions to a malicious web application (web app). Web apps are familiar-looking as they are widely used in organizations to drive productivity, create efficiencies and increase security in a distributed network. Unknown to the victim, these malicious web apps were controlled by the criminals, who, with fraudulently obtained permission, could access the victims Microsoft Office 365 account. This scheme enabled unauthorized access without explicitly requiring the victims to directly give up their login credentials at a fake website or similar interface, as they would in a more traditional phishing campaign.

After clicking through the consent prompt for the malicious web app (pictured below), the victim unwittingly granted criminals permission to access and control the victims Office 365 account contents, including email, contacts, notes and material stored in the victims OneDrive for Business cloud storage space and corporate SharePoint document management and storage system.

Microsoft takes many measures to monitor and block malicious web apps based on telemetry indicating atypical behavior and has continued to enhance our protections based on this activity. In cases where criminals suddenly and massively scale their activity and move quickly to adapt their techniques to evade Microsofts built-in defensive mechanisms, additional measures such as the legal action filed in this case are necessary. This unique civil case against COVID-19-themed BEC attacks has allowed us to proactively disable key domains that are part of the criminals malicious infrastructure, which is a critical step in protecting our customers.

As weve observed, cybercriminals have been adapting their lures to take advantage of current events, using COVID-19-related themes to deceive victims. While the lures may have changed, the underlying threats remain, evolve and grow, and its more important than ever to remain vigilant against cyberattacks.

To further protect yourself against phishing campaigns, including BEC, we recommend, first, that you enable two-factor authentication on all business and personal email accounts. Second, learnhow to spot phishing schemesand protect yourself from them. Third,enable security alertsabout links and files from suspicious websites and carefullycheck your email forwardingrules for any suspicious activity. Businesses can learn how to recognize and remediate these types of attacks and also take these steps to increase the security of their organizations.

Tags: business, COVID-19, cyberattacks, cybercrime, Digital Crimes Unit, Office 365, phishing

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Microsoft takes legal action against COVID-19-related cybercrime - Microsoft on the Issues - Microsoft

More restrictions are possible once previously-uncounted COVID-19 patients added to data – KXAN.com

July 7, 2020

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More restrictions are possible once previously-uncounted COVID-19 patients added to data - KXAN.com

Americans lost $77 million to Covid-19 fraud and that’s just the ‘tip of the iceberg’ – CNBC

July 7, 2020

Americans have lost more than $77 million in fraud related to Covid-19, according to the Federal Trade Commission.

But that tally is likely a severe undercount amid an "unprecedented" scope of scams connected to the coronavirus, according to John Breyault, vice president of public policy, telecommunications and fraud at the National Consumers League, a consumer advocacy group.

"I think the FTC's numbers are almost certainly just the tip of the iceberg when it comes to fraud losses," Breyault said. "We know fraud is historically an under-reported crime."

More from Personal Finance:Gig workers are eligible for this $1,000 grantCovid-19 could upend retirement plansWealth management firms took PPP loans

Con artists have scammed consumers out of $77.4 million in coronavirus-related fraud since the beginning of the year, according to FTC data through Sunday.

Consumers reported around 62,400 instances of fraud. Nearly half were linked to some financial loss. The median loss was $272.

Scammers have targeted the billions in aid doled out through new federal programs help prop up individuals and businesses during the coronavirus-induced recession.

One prime target has been the one-time stimulus checks issued by the IRS beginning in April.

The checks could be as large as $1,200 for individuals and $2,400 for couples, with an extra $500 per eligible child. About 160 million payments totaling $269 billion have been sent.

Scammers have tricked Americans into forking over money or personal information, sometimes in the guise of helping them to receive their checks faster.

Fraudsters may also try leveraging news that the federal government is considering a second round of checks to try to rip off unwary consumers, Breyault said.

A huge rise in the number of people filing for unemployment benefits and extra federal money being supplied to these jobless Americans has also attracted thieves.

In some cases, they will pose as individuals helping file for unemployment benefits and then steal personal information.

More than 31 million Americans are currently collecting unemployment benefits, according to the Labor Department.

Federal authorities have also uncovered plots by international organized crime rings to file fraudulent unemployment claims in hopes of collecting the weekly payout from states.

Those sums may be especially lucrative given an extra $600 a week the federal government is paying jobless Americans through July.

Pandemic Unemployment Assistance, meanwhile, anew program for self-employed workers and independent contractors, among others, allows workers to self-certify their need for jobless aid, making that program more susceptible to fraud, according to the Labor Department's inspector general.

Scammers are seeing this as an unprecedented opportunity to take advantage of consumers.

John Breyault

vice president of public policy, telecommunications and fraud at the National Consumers League

Americans have also fallen prey to other scams, such as ones tied to fake treatments and cures for Covid-19 and fraudulent threats of utility shutoffs to coax money out of consumers, Breyault said.

"Scammers are seeing this as an unprecedented opportunity to take advantage of consumers, who are not only in dire financial straits but are being inundated with information about Covid cures or protections that are dubious at best and fraudulent at worst," he said.

The most common reports lodged by consumers were around online shopping and vacations, according to the FTC.

Price gouging for in-demand products like hand sanitizer, bleach, disinfectant wipes and other cleaning products is likely fueling complaints about online shopping, while an ability to get refunds for airline tickets and hotels is likely a lead contributor to vacation complaints, Breyault said.

See more here:

Americans lost $77 million to Covid-19 fraud and that's just the 'tip of the iceberg' - CNBC

Regulators reject utility moves to recover revenue lost to COVID-19 as analysts, advocates see trend continuing – Utility Dive

July 7, 2020

Dive Brief:

The Indiana Utility Regulatory Commission has issued an "immediate" and "decisive" rejection of a request to raise residential electric rates to compensate for COVID-19, leading consumer advocates and industry analysts to conclude that similar requests in other states are likely to suffer the same fate.

"The utilities' request to recover lost revenue was beyond the pale, and, simply put, a bridge too far," said Kerwin Olson, executive director of Indiana's Citizens Action Coalition. "The reaction from the public and elected officials was immediate, decisive, and left no doubt that this request was unacceptable."

On May 8, nearly a dozen Indiana utilities joined forces to request authorization to document and defer costs and losses associated with the COVID-19 crisis, including increased costs associated with responding to the public health emergency, losses associated with government orders suspending disconnections, and decreased revenue due to declining sales. They then sought permission to adjust utility rates in order to recover the deferred revenue within 24 months.

The Indiana Utility Regulatory Commission rejected this proposal, citing the utilities' obligation to provide "safe, reliable service" in exchange for "just and reasonable rates."

"Asking customers to go beyond their obligation and pay for services they did not receive is beyond reasonable utility relief based on the facts before us," the order states.

Indiana Energy Association President Danielle McGrath said the company's her organization represents were still reviewing the IRUC order, but highlighted the fact that many Indiana utilities volunteered to suspend disconnections early in the pandemic.

Robert Mudge, a principal at The Brattle Group, said that while it remains to be seen how regulators across the nation will respond to the question of COVID-19 cost recovery, rushing to make a decision could result in negative outcomes for utilities and their ratepayers.

Research by The Brattle Group suggests that utilities nationwide have experienced a 5% reduction in load, resulting in potential net income losses of up to 30%. That kind of loss could be "survivable" for the utility, but the money has to come from somewhere, Mudge said, taking money away from essential services.

But if regulators and utilities aim to recapture these losses too soon, Mudge said, it could have a disproportionately negative impact on ratepayers if the 5% load reduction becomes permanent or even increases as commercial and industrial bankruptcies continue.

"Let's say it's implemented in 2021," Mudge said. "That's going to be a pretty concentrated step up in rates to customers who remain on the system, and are therefore being called upon to make up those differences. What does that look like in terms of a rate hike? That's a question, but it might be sizable, and it might fall on customers who are economically challenged."

Securitization, rather than cost recovery, might be the best option in this case, Mudge said. Issuing bonds to cover losses tied to the pandemic would provide utilities with the money they need up front, while stretching the cost to rate payers over several decades, avoiding rate shock.

Matt Kasper, research director for the Energy and Policy Institute, said he believes utilities that seek similar provisions in other states will likely face rejection for requests he described as "absurd."

In addition to Indiana, he said, the Wisconsin Public Service Commission refused to extend recovery to losses due to declining sales in an mid-April decision. Officials in Michigan and Virginia have also indicated they would not support utilities that sought to recover lost revenue, arguing that shareholders, not customers, should bear the burden of declining sales, leading Kasper to his conclusion that there is very little appetite for these cost-recovery requests.

However, if COVID-19 results in long-term changes to demand for electricity or other services, Kasper said those trends could become the subject of future rate cases.

"If a utility isn't collecting as much revenue from the industrial users as expected," he said, "it will look to raise rates in a future rate case on residential customers in order to get its annual revenue requirement."

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Regulators reject utility moves to recover revenue lost to COVID-19 as analysts, advocates see trend continuing - Utility Dive

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